PM Kisan Samman Nidhi Yojana: Government Guidelines and Information
The PM Kisan Yojana, also known as the Pradhan Mantri Kisan Samman Nidhi, is a central government scheme aimed at providing financial assistance to farmers across India. If you're a farmer or know someone who is, this guide will help you understand the details, eligibility, application process, and benefits of the PM Kisan Yojana. The government rolled out the PM Kisan Samman Nidhi (PM-KISAN) scheme on February 24, 2019. It was introduced by the Government of India to provide financial assistance to small and marginal farmers to support their farming needs and ensure a stable income. The scheme was officially launched by Prime Minister Narendra Modi in Gorakhpur, Uttar Pradesh.
How much money is given in PM-KISAN Yojana?
Under the PM-KISAN Yojana, eligible farmers receive ₹6,000 per year. The total amount is given in three separate installments, each worth ₹2,000. The installments are distributed every four months directly into the beneficiaries' bank accounts through Direct Benefit Transfer (DBT).
This financial assistance aims to support farmers in meeting their agricultural expenses and improving their overall livelihood.
Who is Eligible for PM Kisan Yojana?
The scheme is primarily targeted at small and marginal farmers who own cultivable land. Here's a quick guide to understanding who qualifies:
- Small and Marginal Farmers: Any farmer family who owns cultivable land can benefit from this scheme. The term "farmer family" means a family comprising a husband, wife, and minor children who collectively own cultivable land.
- Exclusions: There are certain categories of people who are not eligible:
- Institutional landholders.
- Families in which one or more members belong to the following categories: former and present holders of constitutional posts, serving or retired officers and employees of Central/State Government Ministries or Offices, PSUs, and attached offices.
- All superannuated or retired pensioners whose monthly pension is ₹10,000 or more.
- Those who paid income tax in the previous assessment year.
- Professionals like doctors, engineers, lawyers, chartered accountants, and architects registered with professional bodies and carrying out their profession.
How to Apply Online for PM Kisan Yojana
Applying for the PM Kisan Yojana is easy and can be done online through the official PM-KISAN portal. Here’s how:
- Visit the PM-KISAN Portal: Go to the official website pmkisan.gov.in.
- Click on ‘New Farmer Registration’: On the homepage, you will find an option for new farmer registration.
- Enter Your Details: You will need to fill in your Aadhaar number, mobile number, and other personal information.
- Verify and Submit: After filling in all the required details, verify the information, and click on ‘Submit’.
Documents Required for PM Kisan Yojana
To apply for the PM Kisan Yojana, you will need the following documents:
- Aadhaar Card: Your Aadhaar number is mandatory for registration and verification.
- Proof of Land Ownership: Documents such as land records, the latest land revenue receipt, or any document that proves you are a cultivable landholder.
- Bank Account Details: A copy of your passbook or bank statement, including the account number and IFSC code, to ensure the Direct Benefit Transfer (DBT) of funds.
- Identity Proof: Apart from the Aadhaar card, you may need other identity proof like a voter ID, PAN card, or driving license.
- Address Proof: Documents such as a ration card, utility bill, or any other official document showing your residential address.
- Mobile Number: A mobile number is required for communication and to receive updates about the status of your application.
Make sure you have these documents handy when applying online or visiting the nearest Common Service Center (CSC) for assistance with your application.
Once you have successfully submitted your details, the local officials will verify them. If you meet the eligibility criteria, you will be added to the list of beneficiaries.
Benefits of PM Kisan Yojana
Under the PM Kisan Yojana, eligible farmers receive financial benefits directly in their bank accounts:
- Income Support: Farmers receive ₹6,000 per year in three equal installments of ₹2,000 every four months.
- Direct Benefit Transfer (DBT): The amount is directly transferred to the bank accounts of the beneficiaries to ensure transparency and eliminate corruption.
- Support for Agricultural Activities: This financial support can be used to purchase seeds, fertilizers, equipment, or any other agricultural necessities.
How to Check Beneficiary Status of PM Kisan
To check whether your name is on the beneficiary list, follow these steps:
- Go to the PM-KISAN Portal: Visit pmkisan.gov.in.
- Click on ‘Beneficiary Status’: This option is available on the homepage.
- Enter Your Details: You will need to enter your Aadhaar number, bank account number, or mobile number.
- View Status: After entering the details, click on ‘Get Data’ to check your status.
Linking DBT Bank Account with Aadhaar
To receive benefits under the PM Kisan Yojana, it is mandatory to link your bank account with your Aadhaar number. This can be done by visiting your bank branch or through online banking services if your bank provides that facility.
Purpose of PM Kisan Yojana
The main objective of the PM Kisan Yojana is to provide income support to all landholding farmer families to help them meet agricultural needs and ensure a better livelihood. It aims to:
- Alleviate the financial burden of farmers.
- Ensure timely access to financial resources.
- Boost rural economic growth and reduce poverty among farmers.
Validity of the List of Beneficiaries
The list of beneficiaries under the PM Kisan Yojana is periodically reviewed and updated. The central government works in coordination with the respective state governments to ensure that the list is accurate and up to date. If you are not on the list, you can raise a query on the PM-KISAN portal or contact your local agriculture department.
Strategy for Implementation
The PM Kisan Yojana is implemented through a robust mechanism involving:
- Direct Benefit Transfer (DBT): Ensuring direct transfer of funds to the beneficiaries' bank accounts.
- State and Union Territory Involvement: The scheme is implemented by the Department of Agriculture, Cooperation & Farmers Welfare in collaboration with state governments.
- Transparency and Monitoring: Regular monitoring and verification processes are put in place to ensure transparency and effectiveness.
If you or someone you know is eligible, be sure to take advantage of the benefits offered by the PM Kisan Yojana. For more information or to apply, visit the official PM-KISAN Portal.
By understanding the eligibility, benefits, and application process, farmers across India can receive the support they need to maintain and improve their agricultural activities.
