Finance Accounting Informatory Talks

Should You Have More Than One Credit Card in 2025? In 2025, credit cards are everywhere. From swiping for groceries to booking flights online, they’ve become a go-to tool for convenience and flexibility. I remember the first time I got a call from …

Overview:  HDFC Millennia Credit Card vs HDFC Regalia Gold, which is better for you? When it comes to choosing the right credit card in India, especially from a trusted bank like HDFC, most people often get stuck between cashback and reward-based ca…

In today's financial world, having a good credit score is important. Whether you want to buy a house, get a car loan, or even secure a job, your credit score can significantly impact your financial opportunities. One of the most effective tools …

A closed credit card account may still appear on your credit report, affecting your credit score and financial profile. Many people believe that once a card is closed, it disappears immediately from their report, but that’s not the case. If you’ve r…

Are you looking for a credit card that gives you something extra every time you spend? Cashback credit cards are an amazing choice because they reward you for your everyday purchases. Today, we’re comparing two popular cashback credit cards in India…

Closing a Credit Card might seem like a simple task, but there are a lot of things to think about before you actually do it. Many people close their credit cards to cut down on spending, avoid annual fees, or because they no longer need them. Howeve…

For many, credit cards have become a vital part of managing their finances. They offer a convenient way to make purchases, provide a safety net in case of emergencies, and come with attractive features like reward points, cashback, and special discoun…

New Rules Coming into Effect Starting September 1, 2024, new rules for credit card payments will come into effect. Under these rules, if a customer cannot repay the total outstanding balance, they can now pay just 2% of it. Previously, the minimum r…

Your Simple Guide to Smart Credit Card Use Hey there,  smart spenders!  Today, we're diving into the world of credit cards to help you become a savvy spender. Let's keep things simple and straightforward as we explore how to use your credi…

What Is the Banking Process? When you hear the word “ banking ,” what do you think of? For most of us, it brings to mind a place where we keep our money. But banking is much more than that—it’s a process that helps people and businesses manage their …