Bajaj Housing Finance Share Price, News, and Long-Term Investment Outlook
Bajaj Housing Finance, a key player in India’s housing finance sector, has been making headlines recently due to sharp movements in its stock price and corporate announcements. Investors are closely watching the company, particularly after its shares fell to a 52-week low amid reports of a promoter stake sale. In this article, we will explore the latest news, stock performance, and whether Bajaj Housing Finance is a good investment for the long term.
Bajaj Housing Finance Latest News
On Tuesday, Bajaj Housing Finance shares tumbled,
hitting a 52-week low following reports of a large block deal. The firm’s stock
price dropped 9% to Rs 94.90 on the BSE after news emerged that its promoter, Bajaj
Finance, planned to offload a 2.35% stake, valued at around Rs 1,890 crore.
On the NSE, the stock fell 6.48% to Rs 97.77 at 11:30 AM, while on BSE, it
traded at Rs 97.85, down 6.36%.
According to Latest News, approximately 19.5 crore
shares were exchanged in the block deal at Rs 97 per share. The proposed deal
involved around 16.6 crore equity shares. Despite this, Bajaj Finance still
retains a majority stake of 88.70%, holding over 739 crore equity shares.
Meanwhile, the company has been reporting steady
financial performance. In the July-September quarter of FY26, Bajaj Housing
Finance posted a net profit of Rs 643 crore, an 18% increase from Rs 546
crore in the same period last year. Quarterly revenue rose to Rs 2,755 crore,
up 14% from Rs 2,410 crore a year earlier. Sequentially, profit after tax grew
10% from Rs 583 crore in Q1FY26, and revenue increased 5.3% from Rs 2,616 crore
in the April-June quarter.
Bajaj Housing Finance made its stock market debut on
September 16, 2024, through an IPO of Rs 6,560 crore. The IPO attracted
huge demand, with a subscription of 67.43 times. Retail investors were
particularly enthusiastic, bidding 7.4 times their allotted quota against the
price band of Rs 66-70 per share. However, the stock has since fallen 23% over
the past 12 months and currently trades below both its 50-day and 200-day
simple moving averages of Rs 109 and Rs 116, respectively. Technical
indicators, such as the Money Flow Index at 23, suggest that the stock is in
deep oversold territory, often considered a potential buying opportunity
for investors.
Why Are Bajaj Housing Finance Shares Falling?
The recent decline in Bajaj Housing Finance shares is mainly
due to promoter stake sales and market sentiment. The news of Bajaj
Finance offloading shares to comply with minimum public shareholding norms
triggered concerns among investors. Such sales can temporarily put pressure on
stock prices, even if the company’s fundamentals remain strong.
Despite this, it is important to note that Bajaj Housing
Finance continues to report robust earnings growth, with a rising net
profit and revenue in the latest quarters. The market reaction often reflects
short-term trading dynamics rather than long-term fundamentals.
Bajaj Finance to Divest Stake
On December 1, 2025, Bajaj Finance announced plans to
divest up to 2% of its equity shares in Bajaj Housing Finance. This
divestment, equivalent to about 1.66 crore shares, aims to meet minimum public
shareholding norms. The sale period will run from December 2, 2025, to February
28, 2026, or until all shares are sold. Following this announcement, Bajaj
Housing Finance shares closed slightly lower at Rs 104.59 on NSE, down 0.46%.
Bajaj Housing Finance Stock Price Trends
Since its IPO, Bajaj Housing Finance stock has experienced
high volatility. After listing at a price range of Rs 66-70, the stock has seen
fluctuations influenced by market sentiment, promoter stake movements, and
broader housing finance sector trends. Currently trading below its 50-day and
200-day moving averages, technical analysts suggest the stock is oversold,
which may appeal to long-term investors seeking entry points at lower
valuations.
Financial Performance Highlights
Bajaj Housing Finance has delivered consistent financial
growth, reflected in rising net profits and revenue. For FY26 Q2:
- Net
Profit: Rs 643 crore, up 18% YoY
- Revenue:
Rs 2,755 crore, up 14% YoY
- Sequential
PAT growth: 10% from Q1FY26
- Sequential
Revenue growth: 5.3% from Q1FY26
These figures indicate strong business fundamentals and an
expanding loan portfolio, which is positive for long-term investors.
Is Bajaj Housing Finance a Good Investment for the Long Term?
When considering long-term investment in Bajaj Housing
Finance, several factors should be evaluated:
- Strong
Parentage: Bajaj Housing Finance is promoted by Bajaj Finance,
a well-established financial institution, which provides stability and
credibility.
- Financial
Performance: Steady growth in net profit and revenue indicates
a robust business model.
- Market
Position: Being a relatively new listed company, it has significant
growth potential in India’s expanding housing finance sector.
- Stock
Valuation: Current technical indicators suggest the stock is oversold,
potentially offering an attractive entry point for long-term investors.
- Risks:
Short-term price volatility due to promoter stake sales, market
sentiment, and regulatory changes should be considered.
Overall, for investors with a long-term horizon, Bajaj
Housing Finance could be a viable investment opportunity, especially for those
seeking exposure to India’s growing housing finance sector.
Dividend Policy
Currently, Bajaj Housing Finance has not declared regular
dividends since its listing. Investors seeking dividend income should
consider this aspect before investing.
Target Price Outlook
Market analysts currently view Bajaj Housing Finance as undervalued,
with potential upside once market sentiment stabilizes. However, exact target
prices vary depending on the source, and investors should track updates from
trusted financial analysts and research reports.
FAQs About Bajaj Housing Finance Investment
Q1. Why is Bajaj Housing Finance share price falling?
The share price has been impacted by promoter stake sales, market
volatility, and short-term trading pressures, despite steady financial
performance.
Q2. Is Bajaj Housing Finance good for long-term investment?
Yes, for long-term investors, the company offers growth potential,
backed by a strong parent, consistent profits, and a growing housing finance
market in India.
Q3. Does Bajaj Housing Finance give dividends?
Currently, Bajaj Housing Finance has not declared regular dividends
since its IPO.
Q4. What is the target price of Bajaj Housing Finance stock?
Target prices vary among analysts. The stock is currently trading below its
50-day and 200-day averages, indicating potential undervaluation for
long-term investors.
Q5. How has Bajaj Housing Finance performed recently?
For FY26 Q2, the company posted a net profit of Rs 643 crore and revenue
of Rs 2,755 crore, reflecting consistent growth.
Q6. What should investors watch for?
Investors should monitor promoter stake sales, regulatory updates, and quarterly financial results for the company.
Read also : When Did Nifty 50 Hit Its All-Time High
Summary
Bajaj Housing Finance presents a mix of short-term volatility and long-term growth potential. While recent stock price drops may concern some investors, the company’s strong financial performance, parentage, and market potential make it a compelling choice for those willing to invest with a long-term perspective. Investors should consider their risk appetite and financial goals before investing and stay updated with market news and financial reports.
