NS&I Prize Checker December Results: When and Where to Check Your Premium Bonds
Premium Bonds continue to remain one of the most popular savings products in the United Kingdom. With more than 24 million savers and over £127 billion invested, Premium Bonds are often seen as a unique way to save while also having the potential to win tax-free cash prizes. Unlike a normal savings account, Premium Bonds do not earn interest. Instead, every bond you hold is entered into a monthly prize draw, giving you the chance to win anything from £25 to £1 million.
For many savers, the first week of every month brings
anticipation as the National Savings and Investment (NS&I) announces
the winning numbers. Whether you are new to Premium Bonds or looking to check
your winnings from previous years, this guide explains everything in a clear
and updated format.
When Is the December 2025 Premium Bonds Draw?
The December Premium Bonds draw date is Tuesday, 2
December 2025. NS&I publishes
the complete winning number list the following day, so savers will be able to
check their prize results starting from 3 December 2025.
The prize numbers are published directly by NS&I on
their official website, and the information is updated monthly.
What Are Premium Bonds and How Do They Function?
Premium Bonds are
a type of savings product offered by NS&I
and supported by the UK government. Instead
of earning interest, every bond is included in a monthly draw.
Each £1 bond receives a unique number and has equal
odds of being selected. Currently, each bond carries approximately a 22,000-to-one
chance of winning a prize. There are two £1 million jackpots awarded
every month, along with thousands of smaller prizes.
How Much Does One Premium Bond Cost?
The price of a single Premium Bond is £1. The minimum investment for Premium Bonds is £25,
and the maximum limit is £50,000 per person. These limits apply
to both new and existing investors.
Who Is Eligible for Premium Bonds?
Premium Bonds are available to:
- UK
residents aged 16 or above
- Parents
or guardians purchasing bonds for children under 16
- Certain
overseas savers who meet NS&I eligibility terms
Eligibility rules apply for international residents,
particularly regarding tax and residency status.
Are Premium Bonds Tax-Free?
One of the biggest advantages of Premium Bonds is that all
winnings are completely tax-free. Whether you win £25 or £1 million, no
income tax, capital gains tax, or reporting requirement applies.
When Can You Check Premium Bond Prizes?
You can check Premium Bond winnings from the day the results
are published. For December, prize checking begins from 3 December 2025
onwards.
How to Check if You Have Won a Premium Bond Prize
To check if you have won a prize, follow these steps:
- Go
to the official NS&I website and open the Premium Bonds prize checker.
- Enter
your holder number or bond number.
- Verify
security information if required.
- View
current and past winning results.
NS&I provides a dedicated Premium Bonds mobile app, allowing savers to check their results
safely and conveniently.
How Do I Log Into My NS&I Account Online?
To log in, visit the NS&I website and follow the secure
access process. You will need:
- Your
NS&I number
- A
password or passcode
- Additional
identity verification steps if required
If a saver has forgotten their login details, NS&I
provides recovery steps and customer support.
Do Premium Bonds Expire?
Premium Bonds do not expire. Even if you bought them
decades ago, they remain valid unless cashed out. NS&I keeps unclaimed
prize records, meaning older prizes can still be claimed.
Can I Cash In Very Old Premium Bonds?
Yes. Whether your bonds are recent or issued many years ago,
you can cash them in at any time. Withdrawals are processed directly into a
bank account linked to the NS&I profile. Most withdrawals complete within two
to three working days.
How Do I Check My Premium Bonds From Years Ago?
If you are unsure whether you have older Premium Bonds,
NS&I provides a trace service. This helps locate forgotten bonds,
especially those stored physically or purchased on behalf of children. You will
need identification and any known holder information to begin the tracing
request.
Should You Invest in Premium Bonds?
Premium Bonds are suitable for savers who prefer secure,
government-backed savings and enjoy the possibility of tax-free winnings.
However, because there is no guaranteed interest, they may not replace
traditional savings accounts or fixed-rate deposits for everyone.
Latest News on Premium Bonds
According to recent reports and figures shared through
financial news platforms and NS&I updates, the number of savers and total
invested amount continues to rise. The growth has been largely influenced by
rising public trust in government-backed financial products and continued
interest from parents investing for children.
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Frequently Asked Questions
1. How often are Premium Bond prizes drawn?
Premium Bond prizes are drawn once every month.
2. What is the minimum prize amount?
The minimum prize is £25.
3. Can children own Premium Bonds?
Yes. Parents or guardians can purchase Premium Bonds for children under 16.
4. How many people win each month?
Millions of prizes are awarded monthly, including two £1 million jackpot
winners.
5. What happens if I win?
Winners receive the prize amount directly into their NS&I account unless
requested otherwise.
6. Do Premium Bonds earn any interest?
No. There is no fixed interest rate. Returns are based solely on prize
winnings.
7. Can I reinvest my winnings?
Yes, NS&I gives savers the option to have their winnings automatically
reinvested into additional Premium Bonds.
Premium Bonds continue to be an attractive, secure savings option for millions of people. Whether you are tracking new winnings or trying to recover older ones, using a trusted premium bonds prize checker or the official NS&I prize checker is the simplest way to stay updated.
